Property Ownership term

Lot and Block System

A legal description method that references a recorded subdivision plat's lot and block numbers.

Why Lot and Block System matters on the exam

This term belongs to Property Ownership. The questions below are real items from Freehold's bank that use it - each one cites its source.

Exam questions using Lot and Block System

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The lot and block (recorded plat) system of legal description is most commonly used to describe:

  1. Large tracts of undeveloped rural farmland that have never been formally subdivided
  2. Water boundaries running along an ocean coastline or a navigable tidal shore, described using metes and bounds rather than a recorded plat map
  3. Federal government land grants exclusively, issued under an old land-patent statute
  4. Parcels within a recorded subdivision, referencing a plat map filed in the public records
Show answer & explanation

Parcels within a recorded subdivision, referencing a plat map filed in the public records — The lot and block system identifies a specific numbered lot within a numbered block on a subdivision plat map that has been surveyed and recorded in the county's public records.

Source: PSI National Real Estate Exam Content Outline §1 Property Ownership

Which legal description method is generally best suited to accurately describe an irregularly shaped parcel with curving or angled boundaries?

  1. Government (rectangular) survey system
  2. Metes and bounds
  3. Lot and block system
  4. Street address
Show answer & explanation

Metes and bounds — Metes and bounds descriptions can precisely trace irregular, curving, or angled boundaries using specific courses and distances, unlike the rectangular survey or lot and block systems, which rely on standardized grids or plats.

Source: PSI National Real Estate Exam Content Outline §1 Property Ownership

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